Thane is a city in Maharashtra, India, part of the Mumbai, northeast of Mumbai at the head of the Thane. The first railway train in India ran from Bombay VT (Now Mumbai CST, See Mumbai) to Thana in 1853. Thane (or Thana) literally means "station" in Marathi the local language.

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The interest rates offered also vary, depending on factors like age of the consumer, total family income, tenure of the loan, other assets held and credit-worthiness, judging from past transactions.